Liability Coverage
This type of coverage helps protect you financially if you're found responsible for an accident that damages someone else's property or injures another person.
If you love spending time on the water, then you need Personal Boat Insurance from Ansay & Associates. We'll help you get coverage to protect your boat and everything on board in the event of an accident, theft, or other covered incident. And, if someone is injured while on your boat, our medical expenses coverage will help take care of them. Relax and enjoy your time on the water, knowing we've got you covered.
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Boat insurance helps protect your boat and personal belongings on board in the event of an accident, theft, or other covered incident. It can also provide coverage for medical expenses if someone is injured while on your boat. There are five main types of boat insurance coverage available, and the type you need will depend on your boat and how you use it. Some of the most common types of coverage include:
This type of coverage helps protect you financially if you're found responsible for an accident that damages someone else's property or injures another person.
This type of coverage helps pay for repairs to your boat if it's damaged in an accident.
This type of coverage helps pay for repairs to your boat if it's damaged by something other than an accident, such as fire, theft, or vandalism.
This type of coverage helps pay for medical expenses if someone is injured while on your boat.
This type of coverage helps protect you financially if you're in an accident with a boater who doesn't have insurance or doesn't have enough insurance to cover the damages.
There are many different types of boat insurance policies available, so it's important to talk to your insurance agent to find the one that's right for you and your boat. Some things you'll want to consider when shopping for boat insurance include:
There are a handful of Boat Insurance discounts that are typically available that can help you save money on your boat insurance. Some of the most common discounts include:
If you have more than one policy with the same insurance company, you may be eligible for a discount.
If you've completed a boating safety course, you may be eligible for a discount on your boat insurance.
If you have a clean driving record, you may be eligible for a discount on your boat insurance.
If you have an anti-theft device installed on your boat, you may be eligible for a discount on your boat insurance.
If you're a member of certain organizations, you may be eligible for a discount on your boat insurance.
From standard auto and home coverages, to condo, motorcycle, and seasonal homes, we can handle it and make sure you are properly protected in the process.
Home and Auto InsuranceLife insurance isn’t the most popular topic to consider. However, if someone depends on you financially and you want to protect them, then it’s a necessity. Simply stated, life insurance ensures your family’s financial security and peace of mind.
Life InsuranceSpecialty insurance coverage can protect a variety of unique items, from your identity to a rental property. Click to learn how working with Ansay & Associates can make sure you are always protected.
Other InsuranceFrequently Asked Questions
While boat insurance is not required in every state, it is a good idea to have coverage in case of an accident or other covered incident.
Boat insurance policies vary, but most will cover damages to your boat, personal belongings on board, and medical expenses if someone is injured while on your boat. It can also protect you for damages you may cause to others should you be in an accident.
The cost of boat insurance depends on a number of factors, including the type of boat you have, where you keep it, and how often you use it.
There are a few things you can do to get the best rate on boat insurance, including shopping around and comparing quotes from different insurers, having a good credit rating, and being a safe boat owner.
If you have an accident, the first thing you should do is contact your insurance company to report the incident. You will then need to provide documentation, such as a police report or accident report, to your insurer.
Contact Us
When you're ready to talk about boat insurance, reach out to Ansay & Associates—we’ll help you find the right coverage.
Please note, your message does not bind, alter, or cancel coverages and is not effective until confirmed directly with a licensed agent.
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