Water Backup & Damage Restoration Insurance

Why Invest in Water Backup & Restoration Insurance?

If you live in an area at risk for flooding, like a floodplain or an area with higher-than-average rainfall, the chances of experiencing water damage are higher than they would be in other areas. Even if you take steps to prevent water damage - like installing a sump pump, improving drainage or raising your home's foundation - there's still a risk that water could enter your home through sewers or drains. This risk of sewer backup is especially high in areas with older sewage networks, where sanitary sewage overflow results from too much water rapidly introduced into a system.

Help Protect Your Possessions 

All water damage can be devastating, both emotionally and financially. It can cause extensive damage to floors and walls, electrical systems, furniture and more, sometimes rendering a home unlivable. Even if damages can be repaired, the costs can be astronomical. Personal property is often lost or destroyed in flooding events, requiring replacement and additional costs. Homeowners with water backup & restoration insurance can rest easier knowing that while not everything can be restored in a flood, strong coverage can reduce financial hardships and put homeowners back on a path to wholeness as soon as possible.

Water Backup Damage Is Expensive

While the average costs of repair for ALL types of home water damage exceeds $7000, sanitary sewer overflows and backups often require more cleanup and cause worse damage. Without understanding your standing homeowners policy, you run the risk of getting caught up the sewage river without a paddle. Consulting with experienced agents like Ansay & Associates is the answer.