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Learn more about the three types of insurance municipalities need to have.
General Liability covers bodily injury or property damage to a 3rd party. Professional Liability insurance provides coverage against claims of negligence or mistakes that cause financial harm.
General liability insurance can cover the costs you and your business may be liable for in the event of bodily injury to a third-party or by intellectual harm such as libel, slander, and copyright infringement. This includes legal and defense fees, medical expenses, and other damages you may incur.
General liability insurance cost varies depending on your business’ needs and risk exposure, but typically costs between $X-$XX per month. Bundling your insurance policies can result in significant savings. An independent insurance agent can assist you in finding the most suitable prices for your specific needs.
Contact a general liability insurance agent and review policy options. They will be able to provide you with quotes that match your needs and price points.
There are a variety of factors considered when calculating general liability coverage for a contractor. These considerations are often called “the total risk of the job” and include things like the physical job site, material cost, and potential losses.