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Learn more about renters insurance and why all renters should have coverage/
Renters insurance cost can vary depending on a variety of factors, such as the neighborhood you are renting in, your home or apartment’s security, and if you have had any previous incidents. Speak with an Ansay & Associates specialist to find the policy that meets your needs at the right price.
Renters insurance covers a variety of problems, such as theft/burglary, damage caused by many natural disasters (individual policies will vary on what qualifies) and damage as the result of structural failures. This might include replacing a specific object that was damaged or stolen, or might include hotel fees while your apartment is under repairs from an electrical fire.
Renters insurance will often cover theft. Always check your specific policy as certain items may require personal property protection coverage.
How much renters insurance you need will depend on several factors, the first is what you need to protect and the second is often how much are you willing/able to pay.
This depends, water damage caused by a burst pipe should be covered in most renters insurance policies, but floods require their own separate policy or bundle package to ensure adequate protection.