1
Lock all doors, windows, and garage entrances
The Insurance Review Every Summer Traveler Should Complete
Blog Entry - July 07, 2026
Heading out on vacation this summer? Use this insurance checklist to help protect your home, belongings, and travel plans. Learn what homeowners and renters should review before leaving, plus how renters insurance and travel insurance can provide valuable protection against the unexpected.
Going on vacation this summer?
Summer is travel season. Whether you're planning a family road trip, a week at the lake, or a long-awaited vacation, there's usually plenty to think about before you leave.
Here's a simple checklist to help protect your home, your belongings, and your travel plans.
Before You Leave: Protect Your Home
2
Adjust your thermostat to an energy-efficient setting. If you're going to be gone for an extended period of time, you can adjust your temperature to 75-80 degrees to avoid running up your AC bill.
3
Unplug electronics and small appliances to reduce fire risk. This is especially important for any electronics using a lithium battery, such as a cordless vacuum.
4
Pause mail and package deliveries or ask a neighbor to collect them
5
Take out the trash and clean out any produce/leftovers in the fridge to avoid odors or pests
6
Ask a trusted neighbor or family member to check on your home
7
Consider smart home tools like security cameras or water leak sensors
Renters, You Need Protection Too
If you rent, it is important to remember that your landlord’s insurance only covers the building, not your personal belongings. If there's a catastrophic event, such as a fire or burglary, and you do not have renters' insurance, you will pay out of pocket to replace your belongings. If this is new information, don't feel bad: 57% of renters either don't know who's responsible for theft or property damage, or think it falls to the landlord.
Your landlord's policy typically covers the building itself, not your personal items. Renters insurance can help protect things like:
- Furniture
- Electronics
- Clothing
- Appliances
- Other personal belongings
If you do not have renter's insurance, now's a great time to speak with an advisor and get a quote.
Travel Insurance
Vacation Plans Don't Always Go as Planned
Nobody books a summer trip expecting disruptions, but they happen more often than you'd think. Travel insurance may help if you experience:
- Trip cancellation or interruption coverage. This is the most commonly purchased travel insurance, representing approximately 94.7% of total consumer spend in 2024.
- Emergency medical evacuation. This coverage is used to cover necessary transportation after an event lands you in the hospital.
- Lost, stolen, or delayed baggage protection
- Flight delays
If you're investing significantly in a vacation, it may be worth exploring whether travel insurance is right for your trip.
A Quick Coverage Check Can Go a Long Way
A quick insurance review now can help prevent surprises later. Reach out to an Ansay & Associates advisor to make sure your home, belongings, and summer travel plans are protected before your next trip.
Speak to an advisor!We're here to answer your questions. Let's talk.
You Can Always Call Us Toll-Free at: 1 (888) 262-6729
Related Resources
Blog Entry
The Insurance Review Every Summer Traveler Should Complete
Heading out on vacation this summer? Use this insurance checklist to help protect your home, belongings, and travel plans. Learn what homeowners and renters should review before leaving, plus how renters insurance and travel insurance can provide valuable protection against the unexpected.
Continue Reading
News Article
Ansay & Associates to Appear in Public Television Program "All Access with Andy Garcia"
Ansay & Associates will be featured in an upcoming broadcast of "All Access with Andy Garcia," a Public Television documentary series showcasing organizations and industries making an impact across the country.
Continue Reading
News Article
Ansay & Associates Attends FAIA, Strengthening Connections in Florida’s Insurance Market
Ansay & Associates recently attended the FAIA Conference, where Jeff Giles and Erik Mikkelson connected with carriers and gained firsthand insight into Florida’s evolving insurance market.
Continue Reading
Blog Entry
How to Save on Boat Insurance Without Cutting the Coverage You Need
Want to lower your boat insurance costs? Learn what affects your premium, where coverage gaps can happen, and how to make sure your policy protects you on and off the water.
Continue ReadingAlmost there!
We need a little more information from you. Once this form is submitted you will be able to utilize the resource requested.
By requesting this resource, you are agreeing to receive email communications from Ansay. You can unsubscribe at anytime via your preference center.
Not allowed
You are attempting to download a resource that isn’t available to you.